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23 E Cooper Dr, Panama City, FL 32404 Property Records

Bay County property record for 23 E Cooper Dr, Panama City, FL 32404

Property Summary

Property TypeVacant Land
Details2 bd · 2 ba · 2,294 sqft · built 1954
Lot Size0.309 acres (13,460 sqft)
Owner2 Individual Names on Record
Last Sale$216,700 (Sep 2024)
Tax Bill$1,693 (2025)
Deeds & MortgagesAug 2018 Sale
Jul 2017 Sale
Flood ZoneZone AE (high risk)
APN26242-000-000

Property Details

APN / Parcel Number

Primary APN26242-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,294 sqft Living Area
Gross Area2,690 sqft
1st Floor Area2,294 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions225 ft deep x 60 ft wide
Garage TypeAttached
Garage Area396 sqft
DrivewayDriveway
Pool Area1,000 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 E COOPER DR
CityPANAMA CITY
StateFL
Zip32404-7407
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBLACKSHEAR-COOPER 1ST (25.1) ELY 225 LOT 25 ORB 4042 P 988
Legal Range14W
Legal Township04S
Legal Section25
Legal SubdivisionBLACKSHEAR-COOPER 1ST
Legal Lot Number25
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4014
Census Tract900

Owner

Source: Bay County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4341 THOMAS DR, PANAMA CITY, FL 32408-7320
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2018Warranty Deed, Transfer
Jul 3, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number202457553
Deed Book / Page4845 / 1321
Prior Transfer DateAug 20, 2018
Prior Transfer Doc0040420988
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 28, 2018
Property Address23 E COOPER DR, PANAMA CITY, FL 32404-7407
Document Number0040420988
Book / Page004042 / 000988
Instrument DateAug 20, 2018
Instrument51801
Transaction TypeTransfer
Record UpdatedOct 8, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 E COOPER DR PANAMA CITY FL 324047407, PANAMA CITY, FL 32404-7407

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 3, 2017
Property Address23 E COOPER DR, PANAMA CITY, FL 32404-7407
Document Number0039150415
Book / Page003915 / 000415
Instrument DateJun 28, 2017
Instrument37580
Transaction TypeTransfer
Record UpdatedAug 11, 2017

Transaction

AmountAmount Recorded
Tax$647.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6524 MALLARD DR MIDLAND GA 318203728, MIDLAND, GA 31820-3728

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityParker City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,693.00 (+18.97%)$120,990 (+20.27%) Land $120,990$120,990 (+20.27%) Land $120,990
2024$1,423.00 (+4.86%)
2023$1,357.00 (+25.88%)$100,600 (-5.15%) Land $98,100 Building $2,500$100,600 (-5.15%) Land $98,100 Building $2,500
2022$1,078.00$106,059 Land $82,077 Building $23,982$106,059 Land $82,077 Building $23,982

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims6 (2018)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARKER, CITY OF WATER SYSTEM
serves 4,358 people · EPA ID FL1030520
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionJan 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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