Bay County property record for 22 E Cooper Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,649 sqft · built 1959 |
| Lot Size | 0.478 acres (20,821 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,381 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 26241-000-000 |
| Primary APN | 26241-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,649 sqft Living Area |
| 1st Floor Area | 2,429 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,821 sqft (0.478 acres) |
| Lot Dimensions | 192 ft deep x 106 ft wide |
| Garage Type | Detached |
| Porch | Florida Room |
| Porch Area | 380 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 E COOPER DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKSHEAR-COOPER 1ST (22.1) LOTS 22,23 LESS PARCEL AS DESCR IN ORB 394 P 682 TO GLORIA BENOIT ORB 3861 P 1171 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 25 |
| Legal Subdivision | BLACKSHEAR-COOPER 1ST |
| Legal Lot Number | 22,23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 900 |
Source: Bay County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3730 MEADOW LAKE LN, HOUSTON, TX 77027-4028 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2016 |
| Transfer Doc | 0038611171 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,381.00 (+10.83%) | $311,057 (+14.83%) | $316,428 (+16.81%) Land $215,766 Building $100,662 |
| 2024 | $3,953.00 (+6.52%) | ||
| 2023 | $3,711.00 (+56.25%) | $270,880 (+15.91%) Land $174,945 Building $95,935 | $270,880 (+15.91%) Land $174,945 Building $95,935 |
| 2022 | $2,375.00 | $233,702 Land $146,370 Building $87,332 | $233,702 Land $146,370 Building $87,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 6 (2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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