23 E Atlantic Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 23 E Atlantic Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Apr 2018)
Tax Bill	$2,402 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2020 Loan Modification + 1 more
APN	`05-00092-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`05-00092-0000-00022`
Alternative APN	`050009200022`

Interior

Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	23 E ATLANTIC AVE
City	VILLAS
State	NJ
Zip	08251-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L23
Legal Subdivision	WILDWOOD VILLAS SEC 1
Legal Block	92
Legal Lot Number	22
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3041
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 E ATLANTIC AVE, VILLAS, NJ 08251-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 1, 2020	Loan Modification, Mortgage · FHA Mortgage PHH MTG SVCS
Apr 2, 2018	Grant Deed, Transfer · FHA Mortgage ALLIED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Dec 26, 2012 · Amount on Record
Deed Document Number	201850167
Deed Book / Page	3783 / 834
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	23 E ATLANTIC AVE, VILLAS, NJ 08251-2602
Document Number	0062230889
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E ATLANTIC AVE VILLAS NJ 082512602, VILLAS, NJ 08251-2602

Mortgage

Document Number	0062230889
Date	Aug 12, 2020
Book Page	006223/000889
Instrument	25026

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAPE MAY NJ
Property Address	23 E ATLANTIC AVE, VILLAS, NJ 08251-2602
Document Number	0062240768
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E ATLANTIC AVE VILLAS NJ 082512602, VILLAS, NJ 08251-2602

Mortgage

Document Number	0062240768
Date	Aug 13, 2020
Book Page	006224/000768
Instrument	25345

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Interest

Rate	3.87%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 2, 2018
Property Address	23 E ATLANTIC AVE, VILLAS, NJ 08251-2602
Document Number	0037830834
Book / Page	003783 / 000834
Instrument Date	Feb 23, 2018
Instrument	50167
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E ATLANTIC AVE VILLAS NJ 082512602, VILLAS, NJ 08251-2602

Mortgage

Document Number	59560781
Date	Apr 2, 2018
Book Page	005956/000781
Instrument	50168

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,700 (-) Land $70,000 Building $48,700	$118,700 (-) Land $70,000 Building $48,700
2025		$118,700 (-) Land $70,000 Building $48,700	$118,700 (-) Land $70,000 Building $48,700
2024	$2,402.00 (+4.71%)
2023		$118,700 Land $70,000 Building $48,700	$118,700 Land $70,000 Building $48,700
2022	$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

23 E Atlantic Ave, Villas, NJ 08251 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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