Essex County and Millburn Township property record for 23 Duncan St, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1935 |
| Lot Size | 0.215 acres (9,348 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,000 (Aug 2021) |
| Tax Bill | $12,835 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01209-0000-00023 |
| Primary APN | 12-01209-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,348 sqft (0.215 acres) |
| Lot Dimensions | 110 ft deep x 64 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 23 DUNCAN ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG .2146AC |
| Legal Block | 1209 |
| Legal Lot Number | 23 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20300 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LENDING |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 9, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Document Number | 202197085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | OMNIA TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000084737 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020084737 |
| Name | WESTERN EXPRESS LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Document Number | 0000017685 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022017685 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000035620 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021035620 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 9, 2021 |
| Property Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Document Number | 2021097085 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021097085 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | KENWORTH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 DUNCAN ST, 23, MILLBURN, NJ 07041-1203 |
| Name | Verified Name |
|---|---|
| Address | 23 DUNCAN ST, MILLBURN, NJ 07041-1203 |
| Document Number | 2021097086 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021097086 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,700 (-) Land $431,900 Building $203,800 | $635,700 (-) Land $431,900 Building $203,800 | |
| 2025 | $12,835.00 (+1.87%) | $635,700 (-) Land $431,900 Building $203,800 | $635,700 (-) Land $431,900 Building $203,800 |
| 2024 | $12,599.00 (+2.01%) | ||
| 2023 | $635,700 Land $431,900 Building $203,800 | $635,700 Land $431,900 Building $203,800 | |
| 2022 | $12,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 51 (1978–2023) |
| Claims Outside the SFHA | 27 of 51 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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