Essex County and Millburn Township property record for 16 Duncan St, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,292 sqft · built 1900 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Jun 2025) |
| Tax Bill | $24,192 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01210-0000-00012 |
| Primary APN | 12-01210-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 16 DUNCAN ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X125 |
| Legal Subdivision | DOUGLAS TER |
| Legal Block | 1210 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20300 |
16 Duncan St is owned and occupied by two individuals who bought it in June 2025.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jul 10, 2020 | Grant Deed, Transfer KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND |
| Nov 19, 2019 | Deed of Trust, Mortgage VALLEY NAT'L BK |
| Dec 11, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Jul 10, 2020 · Amount on File |
| Deed Document Number | 202540078 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0007062824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Document Number | 0000081191 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025081191 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 10, 2020 |
| Property Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Document Number | 0000063432 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 63432 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 DUNCAN ST MILLBURN NJ 070411204, MILLBURN, NJ 07041-1204 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Document Number | 0000113153 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2023 W PLATT ST TAMPA FL 336061736, TAMPA, FL 33606-1736 |
| Document Number | 0000113153 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 113153 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | 4790 140TH AVE N, CLEARWATER, FL 33762-3857 |
| Amount | Amount on Record |
|---|
| Rate | 2% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 11, 2018 |
| Property Address | 16 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Document Number | 0000106533 |
| Instrument Date | Oct 13, 2018 |
| Instrument | 106533 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 N TAMPA ST TAMPA FL 336025842, TAMPA, FL 33602-5842 |
The 2025 property tax bill for 16 Duncan St was $24,192, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198,200 (-) Land $474,600 Building $723,600 | $1,198,200 (-) Land $474,600 Building $723,600 | |
| 2025 | $24,192.00 (+1.87%) | $1,198,200 Land $474,600 Building $723,600 | $1,198,200 Land $474,600 Building $723,600 |
| 2024 | $23,748.00 | ||
| 2023 | $1,198,200 Land $474,600 Building $723,600 | $1,198,200 Land $474,600 Building $723,600 | |
| 2022 | $23,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Duncan St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 51 (1978–2023) |
| Claims Outside the SFHA | 27 of 51 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Duncan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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