23 Dudley Rd, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 23 Dudley Rd, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,430 sqft · built 1942
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (May 2024)
Tax Bill$3,270 (2025)
Deeds & MortgagesMay 2024 Line of Credit
May 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN015-30-12-018.00

Property Details

APN / Parcel Number

Primary APN015-30-12-018.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,430 sqft Finished Area
Gross Area1,966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialStucco
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 DUDLEY RD
CityEDGEWOOD
StateKY
Zip41017-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD LOT 12
Legal SubdivisionEDGEWOOD
Legal Lot Number12
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3001
Census Tract64500

Owner

23 Dudley Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address23 DUDLEY RD, EDGEWOOD, KY 41017-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF ENGLAND
May 1, 2024Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 13, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 26, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Jan 31, 2017Warranty Deed, Transfer · VA Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2024 · Amount on File
Deed SaleMay 1, 2024 · Amount on File
Prior SaleFeb 26, 2020 · Amount on File
Deed Document Number2024199
Deed Book / Page282 / 417
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 ROBERTS ST, NEWPORT, KY 41071-1917

Mortgage

Document Number0005900200
DateMay 1, 2024
Book PageKCM545/329
Instrument24050105900200
Lender
NameBANK OF ENGLAND
TypeBank
Address5 STATEHOUSE PLZ STE 500, LITTLE ROCK, AR 72201
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2054

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DUDLEY RD, EDGEWOOD, KY 41017-2306

Mortgage

Document Number0005900201
DateMay 1, 2024
Book PageKCM545/350
Instrument24050105900201
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 1, 2034

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanyLANDSEL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900361
DateJun 7, 2021
Book Page227/747
Instrument21060705900361
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306

Mortgage

Document Number0005900066
DateDec 13, 2022
Book Page427/717
Instrument22121305900066
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueOct 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 26, 2020
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Document Number0000000032
Book / Page000008 / 000798
Instrument DateFeb 21, 2020
Instrument32
Transaction TypeTransfer
Record UpdatedApr 1, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$234.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DUDLEY PIKE EDGEWOOD KY 410172306, EDGEWOOD, KY 41017-2306

Mortgage

Document Number33
DateFeb 26, 2020
Book Page000M14/000680
Instrument33
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 25, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 31, 2017
Property Address23 DUDLEY PIKE, EDGEWOOD, KY 41017-2306
Document Number0000000117
Book / Page0C6086 / 000076
Instrument DateJan 26, 2017
Instrument117
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DUDLEY PIKE EDGEWOOD KY 410172306, EDGEWOOD, KY 41017-2306

Mortgage

Document Number118
DateJan 31, 2017
Book Page0C6086/000079
Instrument118
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Dudley Rd was $3,270.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,000 (-) Land $60,000 Building $270,000$330,000 (-) Land $60,000 Building $270,000
2025$3,270.00$330,000 Land $60,000 Building $270,000$330,000 Land $60,000 Building $270,000
2023$2,493.00$233,900 Land $60,000 Building $173,900$233,900 Land $60,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Dudley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Dudley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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