20 Dudley Rd, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 20 Dudley Rd, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,030 sqft · built 1927
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (May 2025)
Tax Bill$2,097 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-30-13-007.00

Property Details

APN / Parcel Number

Primary APN015-30-13-007.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,030 sqft Finished Area
Gross Area2,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address20 DUDLEY RD
CityEDGEWOOD
StateKY
Zip41017-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAWN HILLS PT LOT 21 100'X 175.24' LESS 0.034 AC 15'X 100'
Legal SubdivisionLAWN HILLS
Legal Lot Number21
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1028
Census Tract64500

Owner

20 Dudley Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 DUDLEY RD, EDGEWOOD, KY 41017-2307
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2025Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
May 15, 2023Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on File
Deed SaleMay 19, 2025 · Amount on File
Prior SaleFeb 3, 2015 · Amount on File
Deed Document Number202571
Deed Book / Page343 / 558
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 19, 2025
Property Address20 DUDLEY RD, EDGEWOOD, KY 41017-2307
Document Number0005900071
Book / PageKC 343 / 558
Map ReferenceMB 195 PG 640
Instrument DateMay 13, 2025
Instrument25051905900071
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address691 BUCKSHIRE GLN, FLORENCE, KY 41042-4714

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 DUDLEY RD, EDGEWOOD, KY 41017-2307

Mortgage

Document Number0005900072
DateMay 19, 2025
Instrument25051905900072
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address20 DUDLEY PIKE, EDGEWOOD, KY 41017-2307
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 DUDLEY PIKE, EDGEWOOD, KY 41017-2307

Mortgage

Document Number0005900135
DateMay 15, 2023
Book PageKCM 461/443
Instrument23051505900135
Lender
NameHERITAGE BANK INC
TypeBank
AddressUNION, KY 41091
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueApr 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Dudley Rd was $2,097.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,000 (+39.35%) Land $60,000 Building $235,000$295,000 (+39.35%) Land $60,000 Building $235,000
2025$2,097.00$211,700 Land $60,000 Building $151,700$211,700 Land $60,000 Building $151,700
2023$1,348.00$126,500 Land $60,000 Building $66,500$126,500 Land $60,000 Building $66,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Dudley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Dudley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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