23 Douglas Dr, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 23 Douglas Dr, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1984
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Sep 2022)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`AYER M:003 B:0000 L:0038`

Property Details

APN / Parcel Number

Primary APN	`AYER M:003 B:0000 L:0038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Basement Area	1,304 sqft
Unfinished Basement	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	23 DOUGLAS DR
City	AYER
State	MA
Zip	01432-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Lot Number	38
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2009
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 DOUGLAS DR, AYER, MA 01432-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit BRIGHTBRIDGE CU
Sep 14, 2022	Quit Claim Deed, Transfer · FHA Mortgage STONEWATER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Document Number	2022140035
Deed Book / Page	80709 / 64
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	23 DOUGLAS DR, AYER, MA 01432-1002
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084532-590
Date	Aug 25, 2025
Book Page	84532/590
Instrument	102012

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Sep 14, 2022
Property Address	23 DOUGLAS DR, AYER, MA 01432-1002
Document Number	0080709-64
Book / Page	80709 / 64
Instrument Date	Sep 14, 2022
Instrument	140035
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DOUGLAS DR, AYER, MA 01432-1002

Mortgage

Document Number	0000140036
Date	Sep 14, 2022
Instrument	140036

Lender

Name	STONEWATER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,939.00 (+11.18%)	$496,600 (+15.46%) Land $159,900 Building $336,700	$585,675 (+2.85%)
2024			$569,430
2023	$5,342.00	$430,100 Land $159,900 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

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