14 Douglas Dr, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 14 Douglas Dr, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,068 sqft · built 1975
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Jul 2022)
Tax Bill$6,121 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:003 B:0000 L:0019

Property Details

APN / Parcel Number

Primary APNAYER M:003 B:0000 L:0019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,068 sqft Living Area
Basement Area1,032 sqft
Unfinished Basement1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,897 sqft (0.87 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address14 DOUGLAS DR
CityAYER
StateMA
Zip01432-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number19
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2009
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:003 B:0000 L:0019

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 DOUGLAS DR, AYER, MA 01432-1002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · ARM
JEANNE D ARC CU
Jul 15, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleJul 02, 1996 · Amount on Record
Deed Document Number2022108439
Deed Book / Page80440 / 305
Transfer Doc47671-200
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address14 DOUGLAS DR, AYER, MA 01432-1002
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080918-305
DateNov 07, 2022
Book Page80918/305
Instrument164930
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.38%
Type Change DateDec 01, 2029
Index1-Year CMT

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJul 15, 2022
Property Address14 DOUGLAS DR, AYER, MA 01432-1002
Document Number080440-305
Book / Page80440 / 305
Instrument DateJul 15, 2022
Instrument108439
Transaction TypeTransfer
Record UpdatedJul 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14 DOUGLAS DR, AYER, MA 01432-1002

Mortgage

Document Number0000108440
DateJul 15, 2022
Instrument108440
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,121.00 (+9.7%)$511,800 (+13.91%) Land $161,200 Building $350,600$689,225 (+3.94%)
2024$663,100
2023$5,580.00$449,300 Land $174,600 Building $274,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Spectrum, Verizon.

Based on FCC filings for 67 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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