23 Cypress St, Rochester, NY 14620 Property Records

Monroe County and Rochester City property record for 23 Cypress St, Rochester, NY 14620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 1900
Lot Size	0.105 acres (4,600 sqft)
Owner	Company Name on Record
Last Sale	$112,000 (Sep 2006)
Tax Bill	$1,772 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028464-00.0`

Property Details

APN / Parcel Number

Primary APN	`028464-00.0`
Alternative APNs	`140012170000010180000000` `261400 121.70-1-18`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,039 sqft
2nd Floor Area	941 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	028464-00.0
Street Address	23 CYPRESS ST
City	ROCHESTER
State	NY
Zip	14620-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0034.00 204 14 02529 59 ELLWANGER & BARRY SUB
Legal Subdivision	ELLWANGER AND BARRY TRACT
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2004
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Hope-Highland Historic District (Boundary Increase) listed 2024 · 219 contributing resources · NRIS 74001261

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1900 EMPIRE BLVD, 222, WEBSTER, NY 14580-1934
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENESEE REGIONAL BANK
May 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2006 · Amount on Record
Deed Sale	Sep 20, 2006 · Amount on Record
Prior Sale	Feb 6, 2004 · Amount on Record
Deed Book / Page	10359 / 220
Last Transfer Date	May 14, 2019
Transfer Doc	0000000120
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	23 CYPRESS ST, ROCHESTER, NY 14620-2305
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 THOMAS MARIA CIR, WEBSTER, NY 14580-2212

Mortgage

Document Number	0000001370
Date	Aug 23, 2021
Book Page	29409/492
Instrument	202108231370

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	May 20, 2019
Property Address	23 CYPRESS ST, ROCHESTER, NY 14620-2305
Document Number	0000000120
Book / Page	012185 / 000073
Instrument Date	May 14, 2019
Instrument	120
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 THOMAS MARIA CIR WEBSTER NY 145802212, WEBSTER, NY 14580-2212

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jul 24, 2018
Property Address	23 CYPRESS ST, ROCHESTER, NY 14620-2305
Document Number	0000000347
Book / Page	12057 / 189
Map Reference	LB 11064 PG 477
Instrument Date	Jul 23, 2018
Instrument	201807240347
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 THOMAS MARIA CIR, 7, WEBSTER, NY 14580-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 THOMAS MARIA CIR, WEBSTER, NY 14580-2212

Mortgage

Document Number	0000000348
Date	Jul 24, 2018
Book Page	27692/139
Instrument	201807240348

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,772.00 (-3.7%)
2025	$1,840.00	$204,700 (+24.74%) Land $10,000 Building $194,700	$204,700 (+3.53%) Land $10,000 Building $194,700
2023		$164,100 Land $10,900 Building $153,200	$197,711 Land $13,133 Building $184,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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