Penobscot County and Bangor City property record for 23 Cross Ln, Hermon, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,552 sqft · built 2013 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HERM M:034 B:136 L:024 |
| Primary APN | HERM M:034 B:136 L:024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|
| Account Number | 3566 |
|---|---|
| Street Address | 23 CROSS LN |
| City | HERMON |
| State | ME |
| Zip | 04401-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Block | 136 |
| Legal Lot Number | 24 |
| Jurisdiction | HERMON ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 200 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 CROSS LN, HERMON, ME 04401-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 2, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2023 |
| Transfer Doc | 0168980076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | Aug 2, 2023 |
| Property Address | 23 CROSS LN, HERMON, ME 04401-8214 |
| Document Number | 0168980076 |
| Book / Page | 16898 / 76 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 17673 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 CROSS LN, HERMON, ME 04401-8214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Property Address | 23 CROSS LN, HERMON, ME 04401-8214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0162190120 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 16219/120 |
| Instrument | 34194 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,336.00 (+25.7%) | $281,500 (+15.61%) Land $47,300 Building $234,200 |
| 2024 | $2,654.00 (+1.45%) | $243,500 (+9.39%) Land $42,200 Building $201,300 |
| 2023 | $2,616.00 (+12.47%) | $222,600 (+13.86%) Land $39,300 Building $183,300 |
| 2022 | $2,326.00 | $195,500 Land $34,900 Building $160,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 32 units insured incl. 26 condo units |
| Nearby Flood Claims | 17 (1978–2015) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GoNetspeed, T-Mobile.
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