Penobscot County and Bangor City property record for 20 Cross Ln, Hermon, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,388 sqft · built 2022 |
| Owner | 2 Individual Names on File |
| Last Sale | $266,500 (May 2022) |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HERM M:034 B:136 L:023 |
| Primary APN | HERM M:034 B:136 L:023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|
| Account Number | 4214 |
|---|---|
| Street Address | 20 CROSS LN |
| City | HERMON |
| State | ME |
| Zip | 04401-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Block | 136 |
| Legal Lot Number | 23 |
| Jurisdiction | HERMON ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 200 |
20 Cross Ln is owned by two individuals who bought it in May 2022.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PARADIS RD, EAGLE LAKE, ME 04739-3139 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on File |
| Deed Sale | May 11, 2022 · Amount on File |
| Deed Book / Page | 16475 / 132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | May 11, 2022 |
| Property Address | 20 CROSS LN, HERMON, ME 04401-8215 |
| Document Number | 0164750132 |
| Book / Page | 16475 / 132 |
| Instrument Date | May 6, 2022 |
| Instrument | 12551 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11 PARADIS RD, EAGLE LAKE, ME 04739-3139 |
The 2025 property tax bill for 20 Cross Ln was $4,287, up 26.2% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,287.00 (+26.16%) | $361,800 (+16.07%) Land $38,400 Building $323,400 |
| 2024 | $3,398.00 (+1.65%) | $311,700 (+9.56%) Land $34,300 Building $277,400 |
| 2023 | $3,343.00 (+102.24%) | $284,500 (+104.82%) Land $31,900 Building $252,600 |
| 2022 | $1,653.00 | $138,900 Land $28,400 Building $110,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Cross Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 32 units insured incl. 26 condo units |
| Nearby Flood Claims | 17 (1978–2015) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Cross Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
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