23 Cramden Dr, Monterey, CA 93940 Property Records

Monterey County property record for 23 Cramden Dr, Monterey, CA 93940 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,292 sqft · built 1988
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (Dec 2025)
Tax Bill	$9,901 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-282-040-000`

Property Details

APN / Parcel Number

Primary APN	`001-282-040-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	23 CRAMDEN DR
City	MONTEREY
State	CA
Zip	93940-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUCKLEBERRY RIDGE NO 2 TRACT NO 988 LOT 40
Legal Subdivision	HUCKLEBERRY RIDGE NO 2
Legal Tract	988
Legal Lot Number	40
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3005
Census Tract	12800

Owner

Source: Monterey County records · APN 001-282-040-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1278 MANDARIN DR, SUNNYVALE, CA 94087-2027
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 31, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 20, 2018	Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA
May 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Sep 20, 2018
Deed Document Number	2025048544
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	23 CRAMDEN DR, MONTEREY, CA 93940-4145
Transaction Type	Mortgage
Record Updated	Jan 09, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13129 VIA CANYON DR, SAN DIEGO, CA 92129-2255

Mortgage

Document Number	0000000256
Date	Jan 03, 2022
Instrument	2022000256

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 31, 2025
Property Address	23 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000048544
Map Reference	VOL 15 PG 36
Instrument Date	Dec 26, 2025
Instrument	2025048544
Transaction Type	Transfer
Record Updated	Jan 09, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1278 MANDARIN DR, SUNNYVALE, CA 94087-2027

Mortgage

Document Number	0000048545
Date	Dec 31, 2025
Instrument	2025048545

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 01, 2036
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 20, 2018
Property Address	23 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000041530
Map Reference	MB15 PG36
Instrument Date	Sep 17, 2018
Instrument	2018041530
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13129 VIA CANYON DR, SAN DIEGO, CA 92129-2255

Mortgage

Document Number	0000041531
Date	Sep 20, 2018
Instrument	2018041531

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 15, 2018
Property Address	23 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000021168
Instrument Date	Apr 28, 2018
Instrument	21168
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13129 VIA CANYON DR SAN DIEGO CA 921292255, SAN DIEGO, CA 92129-2255

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	May 15, 2018
Property Address	23 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000021167
Instrument Date	Apr 28, 2018
Instrument	21167
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13129 VIA CANYON DR SAN DIEGO CA 921292255, SAN DIEGO, CA 92129-2255

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$9,901.00 (+10.16%)	$851,083 (+4.04%) Land $340,408 Building $510,675
2023	$8,988.00 (+1.39%)	$818,037 Land $327,191 Building $490,846
2022	$8,865.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530128003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of California
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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