21 Cramden Dr, Monterey, CA 93940 Property Records

Monterey County property record for 21 Cramden Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,677 sqft · built 1987
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on File
Last Sale	$725,000 (Aug 1999)
Tax Bill	$12,803 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-282-039-000`

Property Details

APN / Parcel Number

Primary APN	`001-282-039-000`
Alternative APN	`001-282-039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,677 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-282-039
Street Address	21 CRAMDEN DR
City	MONTEREY
State	CA
Zip	93940-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUCKLEBERRY RIDGE NO 2 TRACT NO 988 LOT 39
Legal Subdivision	HUCKLEBERRY RIDGE
Legal Tract	988
Legal Block	3
Legal Lot Number	39
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3005
Census Tract	12800

Owner

Source: Monterey County assessment roll, APN 001-282-039-000, as of August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21 CRAMDEN DR, MONTEREY, CA 93940-4145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 1999 · Amount on Record
Deed Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	199961548
Last Transfer Date	Aug 02, 2023
Transfer Doc	0000024426
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Apr 01, 2026
Property Address	21 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000010536
Instrument Date	Mar 14, 2026
Instrument	202610536
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	21 CRAMDEN DR, MONTEREY, CA 93940-4145
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010536,
Date	Apr 01, 2026
Instrument	202610536

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2056

Interest

Rate	6.09%
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll as of August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,136,579 (+2%) Land $391,919 Building $744,660
2025	$12,803.00 (+8.13%) Homeowner's exemption	$1,114,294 (+4.04%) Land $384,235 Building $730,059
2024	$11,840.00 (+1.47%)
2023	$11,669.00 (+1.4%) Homeowner's exemption	$1,071,026 Land $369,315 Building $701,711
2022	$11,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530128003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 366 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2710004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.