Suffolk County and Smithtown Town property record for 23 Clover Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2018) |
| Tax Bill | $12,275 (2024) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 151.-3-20 |
| Primary APN | 473489 151.-3-20 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 23 CLOVER DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-739151 TC-84 *1407 LOTS 387 & 388 SMITHTOWN PINES UNIT 2 |
| Legal Subdivision | MAP SMITHTOWN PINES UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 135500 |
23 Clover Dr is owned by two individuals who bought it in October 2018.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | CLOVER DR, SMITHTOWN, NY 11787 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed, Transfer |
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 3, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Deed Book / Page | 12981 / 309 |
| Prior Transfer Date | Dec 14, 2000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 29, 2023 |
| Property Address | 23 CLOVER DR, SMITHTOWN, NY 11787-4210 |
| Document Number | 0132200493 |
| Book / Page | 13220 / 493 |
| Instrument Date | Aug 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5439 100TH ST APT 116, 116, CORONA, NY 11368-3783 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 CLOVER DR, SMITHTOWN, NY 11787-4210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232350069 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 23235/69 |
| Instrument | DL055980 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 3, 2018 |
| Property Address | 23 CLOVER DR, SMITHTOWN, NY 11787-4210 |
| Document Number | 0129810309 |
| Book / Page | 012981 / 000309 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 DALE LN SMITHTOWN NY 117874825, SMITHTOWN, NY 11787-4825 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,405 Land $300 Building $6,105 | $800,625 Land $37,500 Building $763,125 | |
| 2024 | $12,275.00 | ||
| 2023 | $6,405 Land $300 Building $6,105 | $7,362 Land $345 Building $7,017 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Clover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Clover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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