Suffolk County and Smithtown Town property record for 17 Clover Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,208 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,000 (Apr 2015) |
| Tax Bill | $11,729 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 151.-3-23 |
| Primary APN | 473489 151.-3-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Area | 720 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 17 CLOVER DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-739076 TC-84 *1407 LOTS 381 & 382 SMITHTOWN PINES UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 135500 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 CLOVER DR, SMITHTOWN, NY 11787-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on Record |
| Deed Sale | Apr 23, 2015 · Amount on Record |
| Deed Book / Page | 12814 / 679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 17 CLOVER DR, SMITHTOWN, NY 11787-4210 |
| Document Number | 0232050740 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 CLOVER DR SMITHTOWN NY 117874210, SMITHTOWN, NY 11787-4210 |
| Document Number | 0232050740 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 023205/000740 |
| Name | CONTOUR MTG |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 8, 2045 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,850 (-) Land $300 Building $5,550 | $731,250 (+10,775.22%) Land $37,500 Building $693,750 | |
| 2024 | $11,729.00 | ||
| 2023 | $5,850 Land $300 Building $5,550 | $6,724 Land $345 Building $6,379 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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