23 Clay Ave, Norwich, CT 06360 Property Records

Norwich City property record for 23 Clay Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1954
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2020)
Tax Bill	$6,645 (2025)
Deeds & Mortgages	Oct 2023 Refinance Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:118 B:3 L:52`

Property Details

APN / Parcel Number

Primary APN	`NORW M:118 B:3 L:52`
Alternative APNs	`NWCH M:118 B:3 L:52` `0002350001` `2350001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	864 sqft
Basement Area	1,152 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2350001
Street Address	23 CLAY AVE
City	NORWICH
State	CT
Zip	06360-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	3
Legal Lot Number	52
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	697000

Owner

Source: Norwich City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CLAY AVE, NORWICH, CT 06360-6903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Dec 29, 2020	Warranty Deed, Transfer · FHA Mortgage CHARTER OAK FCU
Jan 9, 2018	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	20202020004949
Deed Book / Page	3222 / 151
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Oct 18, 2023
Property Address	23 CLAY AVE, NORWICH, CT 06360-6903
Document Number	003460-190
Book / Page	3460 / 190
Instrument Date	Sep 12, 2023
Instrument	2023004167
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 CLAY AVE, NORWICH, CT 06360-6903

Mortgage

Document Number	2023004168
Date	Oct 18, 2023
Instrument	2023004168

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Dec 29, 2020
Property Address	23 CLAY AVE, NORWICH, CT 06360-6903
Document Number	3222-151
Book / Page	3222 / 151
Instrument Date	Dec 22, 2020
Instrument	2020004949
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004950
Date	Dec 29, 2020
Instrument	2020004950

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 9, 2018
Property Address	23 CLAY AVE, NORWICH, CT 06360-6903
Document Number	3051-56
Book / Page	3051 / 56
Instrument	2018000103
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Tax	$38.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30510076
Date	Jan 9, 2018
Instrument	03051/0076

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,645.00	$164,200 (+70.51%) Land $51,100 Building $113,100	$114,940 Land $35,770 Building $79,170
2024	$6,645.00 (+41.87%)
2023	$4,684.00 (+0.32%)	$96,300 (-) Land $31,600 Building $64,700
2022	$4,669.00	$96,300 Land $31,600 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures