16 Clay Ave, Norwich, CT 06360 Property Records

Norwich City property record for 16 Clay Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 914 sqft · built 1850
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Jan 2023)
Tax Bill	$5,126 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORW M:118 B:3 L:48`

Property Details

APN / Parcel Number

Primary APN	`NORW M:118 B:3 L:48`
Alternative APNs	`NWCH M:118 B:3 L:48` `0120360001` `120360001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	914 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	568 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	120360001
Street Address	16 CLAY AVE
City	NORWICH
State	CT
Zip	06360-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	3
Legal Lot Number	48
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	697000

Owner

16 Clay Ave is owned by two individuals who bought it in January 2023.

Source: Norwich City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1435 NEWTON ST NW, 306, WASHINGTON, DC 20010-3113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	2023107
Deed Book / Page	3398 / 233
Transfer Doc	0002522-40
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 9, 2023
Property Address	16 CLAY AVE, NORWICH, CT 06360-6904
Document Number	003398-233
Book / Page	3398 / 233
Instrument Date	Jan 6, 2023
Instrument	2023000107
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 CLAY AVE, NORWICH, CT 06360-6904

Mortgage

Document Number	2023000108
Date	Jan 9, 2023
Instrument	2023000108

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Clay Ave was $5,126, down 13.7% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,126.00 (-13.72%)	$150,100 (+2.25%) Land $33,700 Building $116,400	$235,285 (+128.97%)
2025	$5,941.00	$146,800 Land $33,700 Building $113,100	$102,760 Land $23,590 Building $79,170
2024	$5,941.00 (+36.92%)
2023	$4,339.00 (+32.98%)	$89,200 (+32.54%) Land $20,900 Building $68,300
2022	$3,263.00	$67,300 Land $20,900 Building $46,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Clay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Clay Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay Ave

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