23 Circle Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 23 Circle Dr, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 956 sqft · built 1920
Lot Size0.117 acres (5,097 sqft)
OwnerCompany Name on Record
Last Sale$41,000 (Aug 1998)
Tax Bill$1,119 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3643-06-0285

Property Details

APN / Parcel Number

Primary APN3643-06-0285
Alternative APNs
  • 364309060285
  • 191157
  • 22507

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area956 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area5,097 sqft (0.117 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number191157
Street Address23 CIRCLE DR
CityLINCOLNTON
StateNC
Zip28092-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionLOT #20 BOGER & CRAWFORD
Legal SubdivisionBOGER & CRAWFORD INC VILLAGE
Legal Lot Number20
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group2
Census Block2028
Census Tract70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address302 MOSSY ROCK TRL, IRON STATION, NC 28080-6803
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 1998 · Amount on Record
Deed SaleAug 7, 1998 · Amount on Record
Prior SaleMar 25, 1994 · Amount on Record
Deed Book / Page1061 / 385
Last Transfer DateSep 15, 2005
Transfer Doc17820546
Record UpdatedOct 29, 2026

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLINCOLN NC
Recording DateAug 14, 2018
Property Address23 CIRCLE DR, LINCOLNTON, NC 28092-4202
Book / Page002762 / 000733
Instrument DateAug 13, 2018
Instrument581902
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address302 MOSSY ROCK TRL IRON STATION NC 280806803, IRON STATION, NC 28080-6803

Mortgage

Document Number2762733
DateAug 14, 2018
Book Page002762/000733
Instrument581902
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,119.00 (+1.82%)$98,076 (-) Land $16,000 Building $82,076$98,076 (-) Land $16,000 Building $82,076
2023$1,099.00$98,076 Land $16,000 Building $82,076$98,076 Land $16,000 Building $82,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Circle Dr

Nearby Streets

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