23 Chenango St, Oxford, NY 13830 Property Records

Chenango County and Oxford Town property record for 23 Chenango St, Oxford, NY 13830

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,986 sqft · built 1875
Lot Size	1.56 acres (67,954 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (May 2022)
Tax Bill	$5,214 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084601 182.12-2-5.1`

Property Details

APN / Parcel Number

Primary APN	`084601 182.12-2-5.1`
Alternative APNs	`460118212000020051000000` `1411222`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,986 sqft Total Area
1st Floor Area	1,295 sqft
2nd Floor Area	1,691 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Detached
Garage Area	1,480 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1411222
Street Address	23 CHENANGO ST
City	OXFORD
State	NY
Zip	13830-3501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	5.100
Jurisdiction	CHENANGO NY
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3009
Census Tract	970700

Owner

Source: Chenango County and Oxford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 684, VAIL, CO 81658-0684
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Aug 7, 2019	Warranty Deed, Transfer · Line of Credit EDWARD & JOAN ORINSKI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Dec 2, 2009 · Amount on Record
Deed Document Number	2022202200000943
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	May 25, 2022
Property Address	23 CHENANGO ST, OXFORD, NY 13830-3501
Document Number	2022000000943
Instrument Date	May 16, 2022
Instrument	20220-00000943
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 684, VAIL, CO 81658-0684

Mortgage

Document Number	22000001173
Date	May 25, 2022
Instrument	220-00001173

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 7, 2019
Property Address	23 CHENANGO ST, OXFORD, NY 13830-3501
Document Number	0000001159
Instrument Date	Aug 7, 2019
Instrument	1159
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 FIRESIDE LN EAST SETAUKET NY 117333433, EAST SETAUKET, NY 11733-3433

Mortgage

Document Number	1422
Date	Aug 7, 2019
Instrument	1422

Lender

Name	EDWARD & JOAN ORINSKI
Address	PO BOX 70, GUILFORD, NY 13780-0070
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Oxford Town
Municipality	Oxford Village
Unified School District	Oxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,214.00 (+2.6%)
2025	$5,082.00	$54,400 (-) Land $10,900 Building $43,500	$147,027 (+20.76%) Land $29,459 Building $117,568
2023		$54,400 Land $10,900 Building $43,500	$121,755 Land $24,396 Building $97,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1979–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD VILLAGE serves 1,738 people · EPA ID NY0801746
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chenango St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures