17 Chenango St, Oxford, NY 13830 Property Records

Chenango County and Oxford Town property record for 17 Chenango St, Oxford, NY 13830

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,312 sqft · built 1880
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,954 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084601 182.12-2-40`

Property Details

APN / Parcel Number

Primary APN	`084601 182.12-2-40`
Alternative APNs	`460118212000020400000000` `1410688`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,312 sqft Living Area
1st Floor Area	1,364 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	286 ft deep x 260 ft wide
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1410688
Street Address	17 CHENANGO ST
City	OXFORD
State	NY
Zip	13830-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	CHENANGO NY
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3008
Census Tract	970700

Owner

Source: Chenango County and Oxford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 CHENANGO ST, OXFORD, NY 13830-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Dec 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000001738
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	17 CHENANGO ST, OXFORD, NY 13830-3405
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000001340
Date	Jun 2, 2021
Instrument	20210-00001340

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Dec 10, 2020
Property Address	17 CHENANGO ST, OXFORD, NY 13830-3405
Document Number	0000001738
Instrument Date	Dec 8, 2020
Instrument	1738
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 CHENANGO ST OXFORD NY 138303405, OXFORD, NY 13830-3405

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 18, 2020
Property Address	17 CHENANGO ST, OXFORD, NY 13830-3405
Document Number	0000001086
Instrument Date	Jul 10, 2020
Instrument	1086
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHENANGO ST OXFORD NY 138303405, OXFORD, NY 13830-3405

Tax Assessment & Valuation

Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Oxford Town
Municipality	Oxford Village
Unified School District	Oxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,954.00 (+118.98%) Disabled Person's exemption Veteran's exemption
2025	$1,349.00	$37,100 (-) Land $16,800 Building $20,300	$100,270 (+20.76%) Land $45,405 Building $54,865
2023		$37,100 Land $16,800 Building $20,300	$83,035 Land $37,601 Building $45,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1979–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD VILLAGE serves 1,738 people · EPA ID NY0801746
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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