Bergen County and Waldwick Borough property record for 23 Charles Ter, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,756 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,000 (Jun 2019) |
| Tax Bill | $12,882 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00018-03-00010 |
| Primary APN | 64-00018-03-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,756 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400018C00010 |
|---|---|
| Street Address | 23 CHARLES TER |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 2LT |
| Legal Subdivision | WALDWICK HOMES INC |
| Legal Block | 18.03 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 CHARLES TER, WALDWICK, NJ 07463-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Jun 24, 2019 | Deed with Mortgage, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEFFREY DIERKING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2014 · Amount on Record |
| Deed Document Number | 201939878 |
| Deed Book / Page | 3275 / 1599 |
| Prior Transfer Date | Mar 17, 2008 |
| Prior Transfer Doc | 0095120365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 CHARLES TER, WALDWICK, NJ 07463-2002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039650674 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 3965/674 |
| Instrument | 2021021774 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 24, 2019 |
| Property Address | 23 CHARLES TER, WALDWICK, NJ 07463-2002 |
| Document Number | 0032751599 |
| Book / Page | 003275 / 001599 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 39878 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 CHARLES TER WALDWICK NJ 074632002, WALDWICK, NJ 07463-2002 |
| Document Number | 32751604 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 003275/001604 |
| Instrument | 39878 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 CHARLES TER, WALDWICK, NJ 07463-2002 |
| Document Number | 0027351937 |
| Book / Page | 002735 / 001937 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 23 CHARLES TER WALDWICK NJ 074632002, WALDWICK, NJ 07463-2002 |
| Document Number | 0027351937 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002735/001937 |
| Name | JEFFREY DIERKING |
|---|---|
| Address | 11 HUTTON DR, MAHWAH, NJ 07430-2984 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,300 (-) Land $270,000 Building $291,300 | $561,300 (-) Land $270,000 Building $291,300 | |
| 2025 | $12,882.00 (+3.66%) | $561,300 (+32.44%) Land $270,000 Building $291,300 | $561,300 (+32.44%) Land $270,000 Building $291,300 |
| 2024 | $12,427.00 (+2.97%) | ||
| 2023 | $423,800 Land $220,000 Building $203,800 | $423,800 Land $220,000 Building $203,800 | |
| 2022 | $12,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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