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20 Charles Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 20 Charles Ter, Waldwick, NJ 07463 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleCape Cod
Year BuiltBuilt 1950
Square Footage1,498 sqft Living Area
Lot Size5,807 sqft (0.133 acres)
OccupancyOwner Occupied
Last Sale$630,000 (2026)
Tax Bill$10,968.00 (2025)

Property Details

APN / Parcel Number

Primary APN64-00018-01-00023
Alternative APNs
  • 6400018000100023
  • 6400018A00023

Interior

Building Area1,498 sqft Living Area
1st Floor1,498 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area5,807 sqft (0.133 acres)
Parking Spaces1 Parking Spaces

Location & Zoning

Old Parcel Number6400018A00023
Street Address20 CHARLES TER
CityWALDWICK
StateNJ
Zip07463-2014
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description5807 SF
Legal SubdivisionWALDWICK HOMES INC SEC 2
Legal Block18.1
Legal Lot Number23
JurisdictionBERGEN NJ
Minor Civil DivisionWALDWICK
Census Blockgroup3
Census Block3009
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00018-01-00023

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 CHARLES TER, WALDWICK, NJ 07463-2014
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 19, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
ATLANTIC HOME LOANS INC
Jul 09, 2020Grant Deed, Transfer
ATTORNEY ONLY
Feb 11, 2021Re-recorded Document
Dec 21, 2016Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2026 · Amount on Record
Deed SaleMar 06, 2026 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Doc Number202614690
Deed Book / Page5739 / 195
Prior Transfer DateOct 02, 2019
Prior Transfer Doc0039551904
Record RefreshedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 06, 2026
Property Address20 CHARLES TER, WALDWICK, NJ 07463-2014
Document Number0057390195
Book / Page5739 / 195
Instrument DateFeb 14, 2026
Instrument2026014690
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,503.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24 SUMMIT AVE, WALDWICK, NJ 07463-1932

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHARLES TER, WALDWICK, NJ 07463-2014

Mortgage

Document Number2026014691
DateMar 06, 2026
Instrument2026014691
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

January 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJan 19, 2021
Property Address20 CHARLES TER, WALDWICK, NJ 07463-2014
Document Number0039171088
Book / Page3917 / 1088
Instrument DateOct 27, 2020
Instrument21-007384
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyGRANDVIEW TTL AGCY OF BERGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,525.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6300 S POINTE BLVD APT 472, 6300, FORT MYERS, FL 33919-4957

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHARLES TER, WALDWICK, NJ 07463-2014

Mortgage

Document Number21007385
DateJan 19, 2021
Instrument21-007385
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJul 09, 2020
Property Address20 CHARLES TER, WALDWICK, NJ 07463-2014
Document Number0036381321
Book / Page003638 / 001321
Instrument DateOct 02, 2019
Instrument20064079
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHARLES TER WALDWICK NJ 074632014, WALDWICK, NJ 07463-2014

February 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionBERGEN NJ
Recording DateFeb 11, 2021
Property Address20 CHARLES TER, WALDWICK, NJ 07463-2014
Document Number0039551904
Book / Page3955 / 1904
Instrument DateOct 02, 2019
Instrument2021018981
Record UpdatedSep 13, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHARLES TER, WALDWICK, NJ 07463-2014

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address20 CHARLES TER, WALDWICK, NJ 07463-2014
Document Number0024970560
Book / Page002497 / 000560
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHARLES TER WALDWICK NJ 074632014, WALDWICK, NJ 07463-2014

Mortgage

Document Number0024970560
DateJan 09, 2017
Book Page002497/000560
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 08, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$477,900 (-) Land $284,000 Building $193,900$477,900 (-) Land $284,000 Building $193,900
2025$10,968.00 (+3.66%)$477,900 (+27.44%) Land $284,000 Building $193,900$477,900 (+27.44%) Land $284,000 Building $193,900
2024$10,581.00 (-0.93%)
2023$375,000 Land $230,900 Building $144,100$375,000 Land $230,900 Building $144,100
2022$10,680.00

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