23 Carmichael St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 23 Carmichael St, Amsterdam, NY 12010

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,464 sqft · built 1926
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jan 2022)
Tax Bill$2,504 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN270100 39.64-2-33

Property Details

APN / Parcel Number

Primary APN270100 39.64-2-33
Alternative APNs
  • 010003906400020330000000
  • 0034080

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,464 sqft Total Area
1st Floor Area1,232 sqft
2nd Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area448 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0034080
Street Address23 CARMICHAEL ST
CityAMSTERDAM
StateNY
Zip12010-2219
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionRES 2 G L 50 X 100
Legal Block2
Legal Lot Number33.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group1
Census Block1020
Census Tract70400

Owner

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 HENRIETTA BLVD, AMSTERDAM, NY 12010-1112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP
Sep 20, 2021Warranty Deed, Transfer
MISC COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleNov 28, 2016 · Amount on Record
Deed Document Number202296803
Prior Transfer DateAug 9, 2021
Prior Transfer Doc0000004922
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateJan 11, 2022
Property Address23 CARMICHAEL ST, AMSTERDAM, NY 12010-2219
Document Number0000006803
Instrument DateNov 4, 2021
Instrument2022-96803
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 HENRIETTA BLVD, AMSTERDAM, NY 12010-1112

Mortgage

Document Number0000006804
DateJan 11, 2022
Instrument2022-96804
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateSep 20, 2021
Property Address23 CARMICHAEL ST, AMSTERDAM, NY 12010-2219
Document Number0000004922
Instrument DateAug 9, 2021
Instrument2021-94922
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CARMICHAEL ST, AMSTERDAM, NY 12010-2224

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,504.00 (+139.39%)
2025$1,046.00 (+15.2%)$50,000 (-) Land $3,800 Building $46,200$147,059 (+26.47%) Land $11,176 Building $135,883
2023$50,000 Land $3,800 Building $46,200$116,279 Land $8,837 Building $107,442
2020$908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1980–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimMay 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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