Montgomery County and Amsterdam City property record for 21 Carmichael St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,728 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Dec 2021) |
| Tax Bill | $2,804 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.64-2-32 |
| Primary APN | 270100 39.64-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Total Area |
| 1st Floor Area | 1,364 sqft |
| 2nd Floor Area | 1,364 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0034070 |
|---|---|
| Street Address | 21 CARMICHAEL ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-2219 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES G L 50 X 100 |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 70400 |
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 CARMICHAEL ST, 2, AMSTERDAM, NY 12010-2219 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Sep 30, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 202196401 |
| Prior Transfer Date | Aug 12, 2021 |
| Prior Transfer Doc | 5115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Dec 15, 2021 |
| Property Address | 21 CARMICHAEL ST, AMSTERDAM, NY 12010-2219 |
| Document Number | 0000006401 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-96401 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 WILLIAM ST, AMSTERDAM, NY 12010-4161 |
| Document Number | 0000006402 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-96402 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 21 CARMICHAEL ST, AMSTERDAM, NY 12010-2219 |
| Document Number | 5115 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021-95115 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 CARMICHAEL ST, AMSTERDAM, NY 12010-2224 |
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,804.00 (+139.45%) | ||
| 2025 | $1,171.00 (+15.14%) | $56,000 (-) Land $3,800 Building $52,200 | $164,706 (+26.47%) Land $11,176 Building $153,530 |
| 2023 | $56,000 Land $3,800 Building $52,200 | $130,233 Land $8,837 Building $121,396 | |
| 2020 | $1,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1980–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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