23 Cambridge E, Oxford, NJ 07863 Property Records

Warren County and Oxford Township property record for 23 Cambridge E, Oxford, NJ 07863

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2024)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Nov 2020 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00031-0000-00021-0000-C0023`

Property Details

APN / Parcel Number

Primary APN	`17-00031-0000-00021-0000-C0023`
Alternative APN	`1700031000000021C0023`

Interior

Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	23 CAMBRIDGE E
City	OXFORD
State	NJ
Zip	07863-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ADDITIONAL LOTS: BLDG 4 ASCOT
Legal Subdivision	CAMBRIDGE/OXFORD EAST BLDG #4
Legal Block	31
Legal Lot Number	21
Jurisdiction	WARREN NJ
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1016
Census Tract	31602

Owner

Source: Warren County and Oxford Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CAMBRIDGE E, OXFORD, NJ 07863-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 12, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	2024606585
Deed Book / Page	3425 / 197
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 3, 2020
Property Address	23 CAMBRIDGE E, OXFORD, NJ 07863-3407
Document Number	0000538903
Book / Page	003105 / 000209
Instrument Date	Oct 14, 2020
Instrument	538903
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 12, 2019
Property Address	23 CAMBRIDGE E, OXFORD, NJ 07863-3407
Document Number	0000516207
Book / Page	002994 / 000313
Instrument Date	Sep 5, 2019
Instrument	516207
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ALLIANCE PROPERTY TRANSFER LLC, ALLIANCE PROP TRANSFER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CAMBRIDGE E OXFORD NJ 078633407, OXFORD, NJ 07863-3407

Mortgage

Document Number	516208
Date	Sep 12, 2019
Book Page	006754/000256
Instrument	516208

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Warren County and Oxford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Oxford Township
Unified School District	Oxford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (-) Land $35,000 Building $68,200	$103,200 (-) Land $35,000 Building $68,200
2025	$4,981.00 (-0.42%)	$103,200 (-) Land $35,000 Building $68,200	$103,200 (-) Land $35,000 Building $68,200
2024	$5,002.00 (+10.49%)
2023		$103,200 Land $35,000 Building $68,200	$103,200 Land $35,000 Building $68,200
2022	$4,527.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2023)
Most Recent Claim	Jul 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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