20 Cambridge E, Oxford, NJ 07863 Property Records

Warren County and Oxford Township property record for 20 Cambridge E, Oxford, NJ 07863

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2023)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00031-0000-00021-0000-C0020`

Property Details

APN / Parcel Number

Primary APN	`17-00031-0000-00021-0000-C0020`
Alternative APN	`1700031000000021C0020`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	20 CAMBRIDGE E
City	OXFORD
State	NJ
Zip	07863-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ADDITIONAL LOTS: BLDG 4 CANTER II
Legal Subdivision	CAMBRIDGE/OXFORD EAST
Legal Block	31
Legal Lot Number	21
Jurisdiction	WARREN NJ
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1016
Census Tract	31602

Owner

Source: Warren County and Oxford Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CAMBRIDGE E, OXFORD, NJ 07863-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed, Transfer TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC
Oct 18, 2019	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2023590042
Deed Book / Page	3337 / 41
Prior Transfer Date	Jan 10, 2006
Prior Transfer Doc	0020880122
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 29, 2023
Property Address	20 CAMBRIDGE E, OXFORD, NJ 07863-3407
Document Number	0003337/41
Book / Page	3337 / 41
Instrument Date	Mar 28, 2023
Instrument	2023-590042
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CAMBRIDGE E, OXFORD, NJ 07863-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAMBRIDGE E, OXFORD, NJ 07863-3407

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 18, 2019
Property Address	20 CAMBRIDGE E, OXFORD, NJ 07863-3407
Document Number	0000518120
Book / Page	003006 / 000047
Instrument Date	Oct 11, 2019
Instrument	518120
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	TITLE ON DEMAND/NJ INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAMBRIDGE E OXFORD NJ 078633407, OXFORD, NJ 07863-3407

Mortgage

Document Number	518121
Date	Oct 18, 2019
Book Page	006771/000044
Instrument	518121

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Warren County and Oxford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Oxford Township
Unified School District	Oxford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,400 (-) Land $40,000 Building $89,400	$129,400 (-) Land $40,000 Building $89,400
2025	$6,246.00 (-0.41%)	$129,400 (-) Land $40,000 Building $89,400	$129,400 (-) Land $40,000 Building $89,400
2024	$6,272.00 (+10.5%)
2023		$129,400 (-) Land $40,000 Building $89,400	$129,400 (-) Land $40,000 Building $89,400
2022	$5,676.00 (+2.86%)	$129,400 Land $40,000 Building $89,400	$129,400 Land $40,000 Building $89,400
2021	$5,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2023)
Most Recent Claim	Jul 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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