23 Cache River Cir, Sacramento, CA 95831 Property Records

Sacramento County property record for 23 Cache River Cir, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1983
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Dec 2017)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`031-0642-017-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0642-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 CACHE RIVER CIR
City	SACRAMENTO
State	CA
Zip	95831-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERBEND COMMONS, LOT 131
Legal Subdivision	RIVERBEND COMMONS
Legal Lot Number	131
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	4008

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CACHE RIVER CIR, SACRAMENTO, CA 95831-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Book / Page	20171221 / 961
Prior Transfer Date	Apr 28, 1997
Prior Transfer Doc	9705001078
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	23 CACHE RIVER CIR, SACRAMENTO, CA 95831-3752
Document Number	2007060358
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CACHE RIVER CIR SACRAMENTO CA 958313752, SACRAMENTO, CA 95831-3752

Mortgage

Document Number	2007060358
Date	Jul 6, 2020
Instrument	2007060358

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 21, 2017
Property Address	23 CACHE RIVER CIR, SACRAMENTO, CA 95831-3752
Document Number	1712210961
Instrument Date	Dec 14, 2017
Instrument	1712210961
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CACHE RIVER CIR SACRAMENTO CA 958313752, SACRAMENTO, CA 95831-3752

Mortgage

Document Number	1712210962
Date	Dec 21, 2017
Instrument	1712210962

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,321 (+2%) Land $145,070 Building $269,251
2025	$5,001.00 (+1.42%)	$406,198 (+4.04%) Land $142,226 Building $263,972
2024	$4,931.00 (+2.54%)
2023	$4,809.00 (+1.39%)	$390,427 Land $136,704 Building $253,723
2022	$4,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, T-Mobile.

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