14 Cache River Cir, Sacramento, CA 95831 Property Records

Sacramento County property record for 14 Cache River Cir, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Aug 2026)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (reduced by levee)
APN	`031-0641-006-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0641-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 CACHE RIVER CIR
City	SACRAMENTO
State	CA
Zip	95831-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERBEND COMMONS, LOT 142
Legal Subdivision	RIVERBEND COMMONS
Legal Lot Number	142
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	4008

Owner

14 Cache River Cir is owned and occupied by an individual who bought it in August 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	14 CACHE RIVER CIR, SACRAMENTO, CA 95831-3753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 2, 2026	Grant Deed, Transfer · Construction Mortgage WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Apr 2, 2026 · Amount on File
Deed Book / Page	20260812 / 1010
Prior Transfer Date	Jul 25, 2003
Prior Transfer Doc	2003003132
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2026
Property Address	14 CACHE RIVER CIR, SACRAMENTO, CA 95831-3753
Document Number	2026001010
Book / Page	20260812 / 1010
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,438.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CACHE RIVER CIR, SACRAMENTO, CA 95831-3753

Mortgage

Document Number	2026001011,
Date	Aug 12, 2026
Book Page	20260812/1011

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 2, 2026
Property Address	14 CACHE RIVER CIR, SACRAMENTO, CA 95831-3753
Document Number	2026001360
Book / Page	20260402 / 1360
Instrument Date	Mar 1, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7979 VIA ROMA DR, FAIR OAKS, CA 95628-5929
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001361,
Date	Apr 2, 2026
Book Page	20260402/1361

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2027

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14 Cache River Cir was $2,609, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$201,612 (+2%) Land $84,706 Building $116,906
2025	$2,609.00 (+1.4%)	$197,660 Land $83,046 Building $114,614
2024	$2,573.00 (+2.67%)
2023	$2,506.00 (+1.13%)	$189,986 Land $79,822 Building $110,164
2022	$2,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Cache River Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Cache River Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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