Madison County property record for 23 Breakers Ln, Ridgeland, MS 39157
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 4,647 sqft · built 1999 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,637 (2025) |
| Deeds & Mortgages | Nov 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 072H-27C-077 |
| Primary APN | 072H-27C-077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 4,647 sqft Adjusted Area |
| 1st Floor Area | 1,834 sqft |
| 2nd Floor Area | 1,834 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 368 sqft |
| Patio Area | 736 sqft |
| Cooling System | Central |
|---|
| Account Number | 15700 |
|---|---|
| Old Parcel Number | 072H-27C-077/00.00 |
| Street Address | 23 BREAKERS LN |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-1101 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 23 THE BREAKERS PHASE IV-C AME NDED LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 27 |
| Legal Subdivision | BREAKERS PH 4C AMD |
| Legal Phase | 1 |
| Legal Unit | 23 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30107 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 BREAKERS LN, RIDGELAND, MS 39157-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 |
| Deed Sale | Dec 21, 2020 |
| Deed Document Number | 0000396277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 24, 2020 |
| Property Address | 23 BREAKERS LN, RIDGELAND, MS 39157-1101 |
| Document Number | 0000911527 |
| Book / Page | 003950 / 000290 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 911527 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23 BREAKERS LN RIDGELAND MS 391571101, RIDGELAND, MS 39157-1101 |
| Document Number | 0000911527 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 003950/000290 |
| Instrument | 911527 |
| Name | LOE LAMAR T JR TRUST (RT) |
|---|---|
| Address | 3313 WOODLAND RIDGE BLVD, BATON ROUGE, LA 70816-2745 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 23, 2021 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,637.00 Homeowner's exemption | $42,985 (+0.62%) | $429,850 (+0.62%) Land $119,210 Building $310,640 |
| 2024 | $3,637.00 | ||
| 2023 | $3,637.00 Homeowner's exemption | $42,719 | $427,190 Land $119,210 Building $307,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 individual policies |
| Nearby Flood Policies | 23 units insured incl. 10 condo units |
| Nearby Flood Claims | 2 (2005–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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