15 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 15 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,969 sqft · built 1980
Lot Size	0.02 acres (881 sqft)
Owner	Individual Name on Record
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-006`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-006`
Alternative APNs	`072H-27C-006/00.00` `15611`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,969 sqft Adjusted Area
Gross Area	969 sqft
1st Floor Area	969 sqft
2nd Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	881 sqft (0.02 acres)
Deck Area	232 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15611
Street Address	15 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 15 THE BREAKERS PHASE 4 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS PH 4A
Legal Phase	4
Legal Lot Number	15
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 17, 2023	Assignment of Lease, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023
Deed Sale	Feb 17, 2023
Prior Sale	Oct 17, 2014
Deed Document Number	2023976887
Deed Book / Page	4302 / 856
Prior Transfer Date	Oct 15, 2014
Prior Transfer Doc	0000745182
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101

Mortgage

Document Number	004263/154
Date	Sep 28, 2022
Book Page	4263/154
Instrument	969604

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BRITTON CIR, FLOWOOD, MS 39232-8110

Mortgage

Document Number	004298/302
Date	Jan 31, 2023
Book Page	4298/302
Instrument	975978

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Feb 17, 2023
Property Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101
Document Number	004302/856
Book / Page	4302 / 856
Map Reference	MB 503 PG 21
Instrument Date	Jan 31, 2023
Instrument	976887
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	738 VERSAILLES DR, RIDGELAND, MS 39157-5129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 BREAKERS LN, RIDGELAND, MS 39157-1101

Mortgage

Document Number	0000975978
Date	Feb 17, 2023
Instrument	975978

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00 Homeowner's exemption	$24,344 (+3.21%)	$243,440 (+3.21%) Land $115,440 Building $128,000
2024	$2,473.00 (+19.12%)
2023	$2,076.00 Homeowner's exemption	$23,586	$235,860 Land $115,440 Building $120,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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