23 Bowie Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 23 Bowie Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 2014
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$102,100 (Apr 2018)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`309-12-00-032-SGN`

Property Details

APN / Parcel Number

Primary APN	`309-12-00-032-SGN`
Alternative APN	`48280`

Interior

Stories	2 Stories
Building Area	1,952 sqft Gross Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	48280
Street Address	23 BOWIE DR
City	LUGOFF
State	SC
Zip	29078-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	ALAMO RIDGE PHASE II
Legal Subdivision	ALAMO RIDGE, PHASE II
Legal Phase	2
Legal Lot Number	32
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

23 Bowie Dr is owned and occupied by an individual who bought it in April 2018.

Source: Kershaw County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	23 BOWIE DR, LUGOFF, SC 29078-2000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2018	Warranty Deed, Transfer GUILD MTG
Apr 20, 2018	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Jun 3, 2015
Deed Document Number	20183051
Deed Book / Page	3847 / 157
Transfer Doc	0000003051
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Sep 23, 2026
Property Address	23 BOWIE DR, LUGOFF, SC 29078-2000
Document Number	0000009096
Book / Page	5683 / 288
Instrument Date	Sep 14, 2026
Instrument	20269096
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BOWIE DR, LUGOFF, SC 29078-2000

Mortgage

Document Number	0000009096,
Date	Sep 23, 2026
Book Page	5683/288
Instrument	20269096

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 29, 2018
Property Address	23 BOWIE DR, LUGOFF, SC 29078-2000
Document Number	0000004956
Book / Page	003879 / 000142
Instrument Date	Jun 17, 2018
Instrument	4956
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23 BOWIE DR LUGOFF SC 290782000, LUGOFF, SC 29078-2000

Mortgage

Document Number	4957
Date	Jun 29, 2018
Book Page	003879/000145
Instrument	4957

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

April 2018: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 20, 2018
Property Address	23 BOWIE DR, LUGOFF, SC 29078-2000
Document Number	0000003051
Book / Page	003847 / 000157
Instrument Date	Apr 20, 2018
Instrument	3051
Transaction Type	Foreclosure
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 HIGH RIDGE DR ATHENS GA 306061965, ATHENS, GA 30606-1965

Tax Assessment & Valuation

The 2025 property tax bill for 23 Bowie Dr was $1,141.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00	$152,700 Land $30,000 Building $122,700	$152,700
2023	$1,147.00	$152,700 Land $30,000 Building $122,700	$152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Bowie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Bowie Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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