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11 Bowie Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 11 Bowie Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,307 sqft · built 2008
Lot Size0.18 acres (7,841 sqft)
OwnerOwner Name on File
Last Sale$168,900 (Oct 2008)
Tax Bill$982 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN309-12-00-038-SGN

Property Details

APN / Parcel Number

Primary APN309-12-00-038-SGN
Alternative APN
  • 48292

Interior

Stories1 Story
Building Area2,307 sqft Gross Area
Gross Area1,725 sqft

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area30 sqft
Deck Area132 sqft

Location & Zoning

Account Number48292
Old Parcel Number309-12-00-038 SGN
Street Address11 BOWIE DR
CityLUGOFF
StateSC
Zip29078-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-2
Legal DescriptionDIST:277F MAP REF:BK B187 PG 7
Legal SubdivisionALAMO RDG SUB PH 2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract970905

Owner

The current owner of 11 Bowie Dr bought it in October 2008.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address11 BOWIE DR, LUGOFF, SC 29078-2000
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUST BK
Aug 30, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Last SaleOct 31, 2008 · Amount on File
Deed SaleOct 31, 2008 · Amount on File
Deed Document Number0002438190
Deed Book / Page2438 / 190
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address11 BOWIE DR, LUGOFF, SC 29078-2000
Document Number0000007166
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BRWIE DR LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number0000007166
DateAug 11, 2020
Book Page004277/000209
Instrument7166
Lender
NameTRUST BK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 10, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address11 BOWIE DR, LUGOFF, SC 29078-2000
Document Number0000007193
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BOWIE DR LUGOFF SC 290782000, LUGOFF, SC 29078-2000

Mortgage

Document Number0000007193
DateSep 9, 2019
Book Page004088/000055
Instrument7193
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 8, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11 Bowie Dr was $982.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$982.00$176,700 Land $30,000 Building $146,700$176,700
2023$1,206.00$176,700 Land $30,000 Building $146,700$176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Bowie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Bowie Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
TruVista Communications
Cable		500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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