23 Bittersweet Dr, Troy, MO 63379 Property Records

Lincoln County property record for 23 Bittersweet Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2010
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$21,500 (Nov 2017)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-004.020`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-004.020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,432 sqft Living Area
Basement Area	716 sqft
Unfinished Basement	716 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23 BITTERSWEET DR
City	TROY
State	MO
Zip	63379-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 ELM TREE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	02
Legal Subdivision	ELM TREE ESTATES
Legal Lot Number	20
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1003
Census Tract	810308

Owner

23 Bittersweet Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 BITTERSWEET DR, TROY, MO 63379-3011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2011	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 6, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Apr 11, 2011 · Amount on File
Deed Document Number	201710410
Deed Book / Page	2416 / 926
Record Updated	Oct 29, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	23 BITTERSWEET DR, TROY, MO 63379-3011
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02191/0109
Date	Apr 11, 2011
Book Page	2191/0109
Instrument	20110002958

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Apr 8, 2044

Interest

Rate	4.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 6, 2017
Property Address	23 BITTERSWEET DR, TROY, MO 63379-3011
Document Number	2416/0926
Book / Page	2416 / 0926
Map Reference	MB14 PG93
Instrument Date	Nov 3, 2017
Instrument	2017010410
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 BITTERSWEET DR, TROY, MO 63379-3011

Mortgage

Document Number	2017010411
Date	Nov 6, 2017
Instrument	2017010411

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Bittersweet Dr was $2,135.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,935 (-) Land $4,761 Building $30,174
2025	$2,135.00	$34,935 Land $4,761 Building $30,174	$183,870 Land $25,060 Building $158,810
2023	$2,005.00 (+4.81%)	$32,359 Land $4,047 Building $28,312	$170,310 Land $21,300 Building $149,010
2022	$1,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Bittersweet Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Bittersweet Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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