12 Bittersweet Dr, Troy, MO 63379 Property Records

Lincoln County property record for 12 Bittersweet Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 2014
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,600 (Oct 2014)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-004.087`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-004.087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Basement Area	1,411 sqft
Unfinished Basement	1,411 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12 BITTERSWEET DR
City	TROY
State	MO
Zip	63379-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 ELM TREE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	02
Legal Subdivision	ELM TREE ESTATES
Legal Lot Number	87
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1004
Census Tract	810308

Owner

Source: Lincoln County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 BITTERSWEET DR, TROY, MO 63379-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	20147964
Deed Book / Page	2380 / 220
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	12 BITTERSWEET DR, TROY, MO 63379-3007
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BITTERSWEET DR, TROY, MO 63379-3007

Mortgage

Document Number	002515/474
Date	Nov 5, 2025
Book Page	2515/474
Instrument	2025009036

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	12 BITTERSWEET DR, TROY, MO 63379-3007
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02440/0878
Date	Nov 26, 2019
Book Page	2440/0878
Instrument	2019010782

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 21, 2026
Property Address	12 BITTERSWEET DR, TROY, MO 63379-3007
Document Number	002517/675
Book / Page	2517 / 675
Map Reference	PL 14 PG 93
Instrument Date	Jan 15, 2026
Instrument	2026000565
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5295 WAHOO RD, MILTON, FL 32571-2983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BITTERSWEET DR, TROY, MO 63379-3007

Mortgage

Document Number	2026000566
Date	Jan 21, 2026
Instrument	2026000566

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	12 BITTERSWEET DR, TROY, MO 63379-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2440/0878
Date	Nov 26, 2019
Book Page	2440/0878
Instrument	2019010782

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (+8.31%)	$35,603 (+9.8%) Land $4,853 Building $30,750	$187,380 (+9.8%) Land $25,540 Building $161,840
2023	$2,009.00 (+4.8%)	$32,425 Land $4,062 Building $28,363	$170,660 Land $21,380 Building $149,280
2022	$1,917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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