Essex County and Saugus Town property record for 23 Birch Pond Dr, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,615 sqft · built 1999 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Oct 2024) |
| Tax Bill | $12,744 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:014-E B:0007 L:0030 |
| Primary APN | SAUG M:014-E B:0007 L:0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,615 sqft Living Area |
| Gross Area | 4,386 sqft |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 699 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,121 sqft (0.416 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 94037218 |
|---|---|
| Street Address | 23 BIRCH POND DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 7 |
| Legal Lot Number | 30 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 BIRCH POND DR, SAUGUS, MA 01906-1291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Jun 4, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on File |
| Deed Sale | Oct 10, 2024 · Amount on File |
| Prior Sale | Oct 21, 1999 · Amount on File |
| Deed Document Number | 20243160 |
| Deed Book / Page | 42370 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 BIRCH POND DR, SAUGUS, MA 01906-1291 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041022-519 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 41022/519 |
| Instrument | 20220624001630 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 BIRCH POND DR, SAUGUS, MA 01906-1291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39469-321 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 39469/321 |
| Instrument | 20210129003290 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 BIRCH POND DR, SAUGUS, MA 01906-1291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36762-273 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 36762/273 |
| Instrument | 180604002830 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,744.00 (+9.81%) | $1,223,000 (+12.54%) Land $490,600 Building $722,300 | $1,224,579 (-7.58%) |
| 2025 | $11,606.00 (+2.99%) | $1,086,700 (+2.7%) Land $446,500 Building $640,200 | $1,325,060 |
| 2024 | $11,269.00 (+13.32%) | $1,058,100 (+19.82%) Land $431,700 Building $626,400 | |
| 2023 | $9,944.00 | $883,100 Land $348,300 Building $534,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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