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20 Birch Pond Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Birch Pond Dr, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,408 sqft · built 1999
Lot Size0.23 acres (10,001 sqft)
Owner2 Company Names on File
Last Sale$507,500 (Apr 2002)
Tax Bill$9,828 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APNSAUG M:014-E B:0012 L:0010

Property Details

APN / Parcel Number

Primary APNSAUG M:014-E B:0012 L:0010
Alternative APNs
  • M:014=E B:0012 L:0010
  • 94058235

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,408 sqft Living Area
Gross Area4,536 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number94058235
Street Address20 BIRCH POND DR
CitySAUGUS
StateMA
Zip01906-1292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block12
Legal Lot Number10
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1014
Census Tract208302

Owner

Source: Essex County and Saugus Town assessment roll, APN SAUG M:014-E B:0012 L:0010, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20 BIRCH POND DR, SAUGUS, MA 01906-1292
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2002 · Amount on Record
Deed SaleApr 26, 2002 · Amount on Record
Prior SaleDec 27, 1999 · Amount on Record
Deed Book / Page18631 / 427
Last Transfer DateSep 24, 2020
Transfer Doc38987-201
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address20 BIRCH POND DR, SAUGUS, MA 01906-1292
Transaction TypeMortgage
Record UpdatedOct 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041196-601
DateSep 19, 2022
Book Page41196/601
Instrument20
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 28, 2020
Property Address20 BIRCH POND DR, SAUGUS, MA 01906-1292
Document Number38987-201
Book / Page038987 / 000201
Instrument DateSep 24, 2020
Instrument28003780
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address20 BIRCH POND DR SAUGUS MA 019061292, SAUGUS, MA 01906-1292

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,828.00 (+2.63%)$920,200 (+2.34%) Land $409,500 Building $510,700$1,089,460
2024$9,576.00 (+7.01%)$899,200 (+13.14%) Land $396,000 Building $503,200
2023$8,949.00$794,800 Land $319,500 Building $475,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 270 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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