23 Bennett, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 23 Bennett, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,772 sqft · built 2017
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$1,700,000 (Mar 2021)
Tax Bill	$17,628 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`21-2S-20-33500-000-0020`

Property Details

APN / Parcel Number

Primary APN	`21-2S-20-33500-000-0020`
Alternative APN	`1037953`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,772 sqft Living Area
Gross Area	5,180 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	10.5 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	506 sqft
Porch	Porch
Porch Area	902 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1037953
Street Address	23 BENNETT
City	SANTA ROSA BEACH
State	FL
Zip	32459-7045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CHURCHILL OAKS PH 1 PB 18-65 OR 2991-1432 OR 3154-4490 OR 3189-4714
Legal Range	20W
Legal Township	02S
Legal Section	21
Legal Subdivision	CHURCHILL OAKS
Legal Phase	1
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950605

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 BENNETT, SANTA ROSA BEACH, FL 32459-7045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Mar 29, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Aug 13, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	20210014803
Deed Book / Page	3189 / 4714
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	23 BENNETT, SANTA ROSA BEACH, FL 32459-7045
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BENNETT, SANTA ROSA BEACH, FL 32459-7045

Mortgage

Document Number	0031952664
Date	Apr 30, 2021
Book Page	3195/2664
Instrument	20210021422

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2021
Property Address	23 BENNETT, SANTA ROSA BEACH, FL 32459-7045
Document Number	0031894714
Book / Page	3189 / 4714
Map Reference	MB 18 PG 65-65L
Instrument Date	Mar 23, 2021
Instrument	20210014803
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # 223, 755, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14418 RUE DE GASCONY CT, CHESTERFIELD, MO 63017-8615

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 13, 2020
Property Address	23 BENNETT, SANTA ROSA BEACH, FL 32459-7045
Document Number	0031544490
Book / Page	003154 / 004490
Instrument Date	Aug 10, 2020
Instrument	30234
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$11,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 BENNETT SANTA ROSA BEACH FL 324597045, SANTA ROSA BEACH, FL 32459-7045

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,268,755 (+4.42%) Land $451,977 Building $1,816,778	$2,268,755 (+4.42%) Land $451,977 Building $1,816,778
2024	$17,628.00 (+3.61%)
2023	$17,013.00 (+0.8%) Homeowner's exemption	$2,172,775 (+16.82%) Land $451,977 Building $1,720,798	$2,172,775 (+16.82%) Land $451,977 Building $1,720,798
2022	$16,878.00 Homeowner's exemption	$1,859,897 Land $501,694 Building $1,358,203	$1,859,897 Land $501,694 Building $1,358,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	219 in force
Nearby Flood Claims	4 (2018–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, REV, Wildstar Networks.

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