23 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 23 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property TypeDuplex
Details2,740 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$6,889 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN172401-0120

Property Details

APN / Parcel Number

Primary APN172401-0120

Interior

Plumbing Fixtures16 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area2,740 sqft Living Area
Gross Area3,388 sqft
1st Floor Area1,872 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area528 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 ATLANTIC OAKS CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6876
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description14/19 ATLANTIC OAKS LOT 12 BLK A OR4858/1010(H/R)
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionATLANTIC OAKS
Legal BlockA
Legal Lot Number12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1030
Census Tract21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address23 ATLANTIC OAKS CIR, A, SAINT AUGUSTINE, FL 32080-6876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address23 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number0049391821
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ATLANTIC CIR ST AUGUSTINE FL 32080, ST AUGUSTINE, FL 32080

Mortgage

Document Number0049391821
DateMay 11, 2020
Book Page004939/001821
Instrument35979
Lender
NameMARK DREYER
Address884 SE 19TH AVE # 3, DEERFIELD BEACH, FL 33441-5043
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$425,589 (+2.7%)$528,641 (-0.03%) Land $205,000 Building $323,641
2025$6,889.00 (+8.33%) Homeowner's exemption$414,400 (-15.03%)$528,803 (+8.43%) Land $205,000 Building $323,803
2024$6,359.00 (-22.97%)
2023$8,255.00 (+94.46%)$487,698 (+82.29%)$487,698 (+36.19%) Land $185,000 Building $302,698
2022$4,245.00 Homeowner's exemption$267,545$358,100 Land $145,600 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies365 units insured
incl. 122 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: IQ Fiber.

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