18 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 18 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Duplex
Details	1 bd · 1 ba · 1,976 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$147,500 (Dec 2002)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Oct 2022 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172402-0090`

Property Details

APN / Parcel Number

Primary APN	`172402-0090`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Deck Area	314 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 ATLANTIC OAKS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6875
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	14/19 ATLANTIC OAKS LOT 9 BLK B OR1872/893 & 5647/1462(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	ATLANTIC OAKS
Legal Block	B
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1035
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6875
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2002 · Amount on Record
Deed Sale	Dec 31, 2002 · Amount on Record
Deed Document Number	200277087
Deed Book / Page	1872 / 893
Last Transfer Date	Oct 11, 2022
Transfer Doc	0056471462
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 12, 2022
Property Address	18 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6875
Document Number	0056471462
Book / Page	5647 / 1462
Map Reference	MB 14 PG 19
Instrument Date	Oct 11, 2022
Instrument	2022095521
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 ATLANTIC OAKS CIR, ST AUGUSTINE, FL 32080-6875

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 ATLANTIC OAKS CIR, ST AUGUSTINE, FL 32080-6875

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	18 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6875
Document Number	0044630474
Book / Page	004463 / 000474
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 ATLANTIC OAKS CIR ST AUGUSTINE FL 320806875, ST AUGUSTINE, FL 32080-6875

Mortgage

Document Number	0044630474
Date	Nov 15, 2017
Book Page	004463/000474
Instrument	77578

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,053 (-1.18%)	$443,898 (+2%) Land $205,000 Building $238,898
2025	$4,577.00 (+12.51%) Homeowner's exemption	$284,395 (+7.04%)	$435,211 (+8.52%) Land $205,000 Building $230,211
2024	$4,068.00 (+7.76%) Homeowner's exemption	$265,683 (+0.92%)	$401,055 (+0.21%) Land $185,000 Building $216,055
2023	$3,775.00 (+8.32%) Homeowner's exemption	$263,266 (+15.64%)	$400,234 (+20.67%) Land $185,000 Building $215,234
2022	$3,485.00 Homeowner's exemption	$227,668	$331,666 Land $145,600 Building $186,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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