23 Atherton St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 23 Atherton St, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,344 sqft · built 1947
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Jul 1999)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`AYER M:035 B:0000 L:0122`

Property Details

APN / Parcel Number

Primary APN	`AYER M:035 B:0000 L:0122`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	6,567 sqft
1st Floor Area	1,224 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 ATHERTON ST
City	AYER
State	MA
Zip	01432-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Lot Number	122
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1012
Census Tract	325101

Owner

23 Atherton St is owned and occupied by two individuals who acquired it in May 2021.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 ATHERTON ST, AYER, MA 01432-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 2, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1999 · Amount on File
Deed Sale	Jul 28, 1999 · Amount on File
Last Transfer Date	May 27, 2021
Transfer Doc	77921-579
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	23 ATHERTON ST, AYER, MA 01432-1701
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077921-583
Date	Jun 2, 2021
Book Page	77921/583
Instrument	125075

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jun 2, 2021
Property Address	23 ATHERTON ST, AYER, MA 01432-1701
Document Number	77921-579
Book / Page	77921 / 579
Instrument Date	May 27, 2021
Instrument	125074
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 ATHERTON ST, AYER, MA 01432-1701

Mortgage

Document Number	77921-583
Date	Jun 2, 2021
Book Page	77921/583
Instrument	125075

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Atherton St was $3,710.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00	$310,200 Land $112,200 Building $198,000	$477,660 (-2.86%)
2024			$491,720
2023	$3,310.00	$266,500 Land $105,700 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Atherton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Atherton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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