20 Atherton St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 20 Atherton St, Ayer, MA 01432

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,280 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individuals on Record
Last Sale	$490,000 (Jan 2022)
Tax Bill	$7,419 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`AYER M:035 B:0000 L:0144`

Property Details

APN / Parcel Number

Primary APN	`AYER M:035 B:0000 L:0144`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 ATHERTON ST
City	AYER
State	MA
Zip	01432-1702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Lot Number	144
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1011
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	20 ATHERTON ST, AYER, MA 01432-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Jun 24, 2019	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20228189
Deed Book / Page	79537 / 435
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jan 14, 2022
Property Address	20 ATHERTON ST, AYER, MA 01432-1702
Document Number	079537-435
Book / Page	79537 / 435
Instrument Date	Jan 14, 2022
Instrument	8189
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 ATHERTON ST # 22, 22, AYER, MA 01432-1702

Mortgage

Document Number	0000008190
Date	Jan 14, 2022
Instrument	8190

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	AYER MA
Recording Date	Jun 24, 2019
Property Address	20 ATHERTON ST, AYER, MA 01432-1702
Document Number	72816-381
Book / Page	072816 / 000381
Instrument Date	Jun 6, 2019
Instrument	87484
Transaction Type	Foreclosure
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$931.17
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,419.00 (+155.04%)	$620,300 (+164.86%) Land $112,200 Building $508,100
2023	$2,909.00	$234,200 Land $105,700 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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