Fluvanna County property record for 23 Ashton Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,452 sqft · built 1992 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2017) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 8 279 |
| Primary APN | 18A 8 279 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,551 sqft (0.357 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 160 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7890 |
|---|---|
| Street Address | 23 ASHTON RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 986-433 NAHOR-8 LOT 279 15,569 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 27 |
| Legal Lot Number | 279 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20104 |
23 Ashton Rd is owned and occupied by an individual who bought it in May 2017.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK |
| May 10, 2017 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| May 10, 2017 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on File |
| Deed Sale | May 10, 2017 · Amount on File |
| Prior Sale | Apr 19, 2006 · Amount on File |
| Deed Document Number | 20171497 |
| Prior Transfer Date | Sep 12, 2007 |
| Prior Transfer Doc | 746/255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210004938 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 210004938 |
| Name | PRESIDENTIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 10, 2017 |
| Property Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Number | 1701497 |
| Map Reference | PB 89 PG 639 |
| Instrument Date | May 4, 2017 |
| Instrument | 1701497 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 10, 2017 |
| Property Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Number | 1701497 |
| Map Reference | PB 89 PG 639 |
| Instrument Date | May 4, 2017 |
| Instrument | 1701497 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Number | 1701498 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 1701498 |
| Name | PRESIDENTIAL BANK |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 23 Ashton Rd was $2,004, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,500 (-) Land $30,000 Building $235,500 | $265,500 (-) Land $30,000 Building $235,500 | |
| 2025 | $2,004.00 (+0.65%) | $265,500 Land $30,000 Building $235,500 | $265,500 Land $30,000 Building $235,500 |
| 2024 | $1,991.00 | ||
| 2023 | $209,800 Land $30,000 Building $179,800 | $209,800 Land $30,000 Building $179,800 | |
| 2022 | $1,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Ashton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Ashton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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