Fluvanna County property record for 15 Ashton Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 1996 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,360 (Aug 2018) |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 8 283 |
| Primary APN | 18A 8 283 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5060 |
|---|---|
| Street Address | 15 ASHTON RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 180002514 NAHOR-8 LOT 283 15,000 SF |
| Legal Subdivision | NAHOR LAKE MONTICELLO |
| Legal Block | 28 |
| Legal Lot Number | 283 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20104 |
15 Ashton Rd is owned and occupied by an individual who bought it in August 2018.
Source: Fluvanna County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA COMMUNITY CREDIT UNION |
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC |
| Apr 15, 2020 | Deed of Trust, Mortgage · VA Mortgage SUNWEST MORTGAGE CO |
| Apr 7, 2020 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC |
| Apr 29, 2019 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC |
| Aug 13, 2018 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on File |
| Deed Sale | Aug 13, 2018 · Amount on File |
| Prior Sale | Jan 20, 2005 · Amount on File |
| Deed Document Number | 20182514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Number | 0000001872 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001872, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20261872 |
| Name | UNIVERSITY/VA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000323 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 210000323 |
| Name | SUN WEST MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | COMMONWEALTH LAND TTILE INSU |
| Name | Verified Name |
|---|
| Document Number | 200001296 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 200001296 |
| Name | SUNWEST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001185 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 200001185 |
| Name | SUN WEST MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1901189 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 1901189 |
| Name | SUN WEST MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 13, 2018 |
| Property Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
| Document Number | 1802514 |
| Map Reference | PB 89 PG 637 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 1802514 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 ASHTON RD, PALMYRA, VA 22963-2726 |
The 2025 property tax bill for 15 Ashton Rd was $2,443.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,600 (-) Land $30,000 Building $293,600 | $323,600 (-) Land $30,000 Building $293,600 | |
| 2025 | $2,443.00 | $323,600 Land $30,000 Building $293,600 | $323,600 Land $30,000 Building $293,600 |
| 2023 | $239,100 Land $30,000 Building $209,100 | $239,100 Land $30,000 Building $209,100 | |
| 2022 | $2,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Ashton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ashton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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