Essex County and Bloomfield Township property record for 23 Albert Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,533 sqft · built 1953 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2009) |
| Tax Bill | $14,151 (2025) |
| Deeds & Mortgages | Nov 2017 Refinance May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00964-0000-00030 |
| Primary APN | 02-00964-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Old Parcel Number | 020096400030 |
|---|---|
| Street Address | 23 ALBERT TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 50 X 110 |
| Legal Subdivision | BLOOMFIELD COTTAGE PARK |
| Legal Block | 964 |
| Legal Lot Number | 30 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 15000 |
23 Albert Ter is owned and occupied by two individuals who bought it in November 2009.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 ALBERT TER, BLOOMFIELD, NJ 07003-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on File |
| Deed Sale | Nov 20, 2009 · Amount on File |
| Deed Document Number | 20099098665 |
| Deed Book / Page | 12227 / 7406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 ALBERT TER, BLOOMFIELD, NJ 07003-4107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000097799 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017097799 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 ALBERT TER, BLOOMFIELD, NJ 07003-4107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 0000049635 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020049635 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 23 Albert Ter was $14,151, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,600 (-) Land $160,000 Building $245,600 | $405,600 (-) Land $160,000 Building $245,600 | |
| 2025 | $14,151.00 (+2.86%) | $405,600 Land $160,000 Building $245,600 | $405,600 Land $160,000 Building $245,600 |
| 2024 | $13,757.00 | ||
| 2023 | $405,600 Land $160,000 Building $245,600 | $405,600 Land $160,000 Building $245,600 | |
| 2022 | $12,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Albert Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 units insured incl. 9 condo units |
| Nearby Flood Claims | 7 (1985–2021) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 23 Albert Ter, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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