18 Albert Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 18 Albert Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1953
Lot Size	0.154 acres (6,695 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Apr 1992)
Tax Bill	$12,906 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-00975-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00975-0000-00003`
Alternative APN	`020097500003`

Interior

Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,695 sqft (0.154 acres)
Lot Dimensions	124 ft deep x 54 ft wide

Location & Zoning

Old Parcel Number	020097500003
Street Address	18 ALBERT TER
City	BLOOMFIELD
State	NJ
Zip	07003-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	54X124
Legal Subdivision	BLOOMFIELD COTTAGE PARK
Legal Block	975
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1006
Census Tract	15000

Owner

Source: Essex County and Bloomfield Township records · APN 02-00975-0000-00003

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 ALBERT TER, BLOOMFIELD, NJ 07003-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 1992 · Amount on Record
Deed Sale	Apr 21, 1992 · Amount on Record
Prior Sale	Apr 09, 1992 · Amount on Record
Deed Book / Page	5208 / 734
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 ALBERT TER, BLOOMFIELD, NJ 07003-4108
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ALBERT TER, BLOOMFIELD, NJ 07003-4108

Mortgage

Document Number	0000041418
Date	Jul 11, 2023
Instrument	2023041418

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,900 (-) Land $162,300 Building $207,600	$369,900 (-) Land $162,300 Building $207,600
2025	$12,906.00 (+2.86%)	$369,900 (-) Land $162,300 Building $207,600	$369,900 (-) Land $162,300 Building $207,600
2024	$12,547.00 (+5.94%)
2023		$369,900 Land $162,300 Building $207,600	$369,900 Land $162,300 Building $207,600
2022	$11,844.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 units insured incl. 9 condo units
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 834 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.