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23 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 23 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1987
Lot Size0.28 acres (12,197 sqft)
OwnerTrust Name on File
Last Sale$78,000 (Feb 2012)
Tax Bill$4,137 (2025)
Deeds & MortgagesJun 2020 Transfer
Flood ZoneZone AE (high risk)
APN81539

Property Details

APN / Parcel Number

Primary APN81539
Alternative APN
  • 032630003300010110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Heated Area
Gross Area1,816 sqft
1st Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions102 ft deep x 121 ft wide
Garage TypeFinished
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area408 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number81539
Street Address23 ALABAMA AVE
CitySAINT CLOUD
StateFL
Zip34769-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionCOM NW COR LOT 8, CORRECTED PLAT OF SUNNY ACRES PB 2 PG 52 RUN S 214.26 FT TO POB; CONT S 107.84 FT, S 75 DEG E 103.46 FT, N
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionST CLOUD BLVD
Legal Tract33
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3011
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address6665 BASS HWY, SAINT CLOUD, FL 34771-8631
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2012 · Amount on File
Deed SaleFeb 1, 2012 · Amount on File
Deed Document Number0042261150
Last Transfer DateJun 8, 2020
Transfer Doc0057330313
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2020
Property Address23 ALABAMA AVE, SAINT CLOUD, FL 34769-2126
Document Number0057330313
Book / Page005733 / 000313
Instrument DateJun 1, 2020
Instrument72711
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1495 REFLECTION CV ST CLOUD FL 347717508, ST CLOUD, FL 34771-7508

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,137.00 (+20.89%)$248,400 (+23.4%) Land $75,000 Building $173,400$248,400 (+23.4%) Land $75,000 Building $173,400
2023$3,422.00 (+12.9%)$201,300 (+19.82%) Land $65,000 Building $136,300$201,300 (+19.82%) Land $65,000 Building $136,300
2022$3,031.00$168,000 Land $55,000 Building $113,000$168,000 Land $55,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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