131 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 131 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,653 sqft · built 1982
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-26-30-0033-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0033-0001-0160`
Alternative APNs	`263003003300010160` `81544`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,037 sqft
1st Floor Area	1,653 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	150 ft deep x 62.5 ft wide
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	131 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2128
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2
Legal Description	SUNNY ACRES PB 2 PG 52 LOT 16
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	SUNNY ACRES CORRECTED PLAT OF
Legal Tract	33
Legal Block	160
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43400

Owner

Source: Osceola County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 ALABAMA AVE, SAINT CLOUD, FL 34769-2128
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 2, 2022
Property Address	131 ALABAMA AVE, SAINT CLOUD, FL 34769-2128
Document Number	0063100280
Book / Page	6310 / 280
Map Reference	MB 2 PG 52
Instrument Date	Oct 19, 2022
Instrument	2022161497
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4245 REAVES RD, 4245, KISSIMMEE, FL 34746-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ALABAMA AVE, SAINT CLOUD, FL 34769-2128

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 2, 2022
Property Address	131 ALABAMA AVE, SAINT CLOUD, FL 34769-2128
Document Number	0063100281
Book / Page	6310 / 281
Map Reference	MB 2 PG 52
Instrument Date	Oct 19, 2022
Instrument	2022161498
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ALABAMA AVE, SAINT CLOUD, FL 34769-2128

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2018
Property Address	131 ALABAMA AVE, SAINT CLOUD, FL 34769-2128
Document Number	0053002764
Book / Page	005300 / 002764
Instrument Date	Mar 13, 2018
Instrument	41987
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	127 ALABAMA AVE ST CLOUD FL 347692128, ST CLOUD, FL 34769-2128

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,210.00 (+6.83%)	$239,900 (+2.39%) Land $70,000 Building $169,900	$239,900 (+2.39%) Land $70,000 Building $169,900
2024	$3,941.00 (+6.46%)
2023	$3,702.00 (+17.23%)	$234,300 (+34.04%) Land $60,000 Building $174,300	$234,300 (+34.04%) Land $60,000 Building $174,300
2022	$3,158.00	$174,800 Land $52,000 Building $122,800	$174,800 Land $52,000 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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