23 Abby Ln, Troy, MO 63379 Property Records

Lincoln County property record for 23 Abby Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 2022
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-80-33-000-000-113.065`

Property Details

APN / Parcel Number

Primary APN	`09-80-33-000-000-113.065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,150 sqft Living Area
Basement Area	1,150 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	23 ABBY LN
City	TROY
State	MO
Zip	63379-5790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 HICKORY RIDGE ESTATES
Legal Range	01E
Legal Township	50N
Legal Section	33
Legal Subdivision	HICKORY RIDGE ESTATES
Legal Lot Number	55
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	2
Census Block	2020
Census Tract	810309

Owner

23 Abby Ln is owned and occupied by an individual.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	23 ABBY LN, TROY, MO 63379-5790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Apr 10, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	23 ABBY LN, TROY, MO 63379-5790
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02429/0502
Date	Dec 5, 2018
Book Page	2429/0502
Instrument	2018010917

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 10, 2023
Property Address	23 ABBY LN, TROY, MO 63379-5790
Document Number	002489/427
Book / Page	2489 / 427
Map Reference	MB 1934 PG 432
Instrument Date	Apr 7, 2023
Instrument	2023002604
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNERS AGENNCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 WOODCHASE LN, CHESTERFIELD, MO 63017-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ABBY LN, TROY, MO 63379-5790

Mortgage

Document Number	2023002605
Date	Apr 10, 2023
Instrument	2023002605

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 23 Abby Ln was $1,868.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,561 (-) Land $3,834 Building $26,727
2025	$1,868.00	$30,561 Land $3,834 Building $26,727	$160,850 Land $20,180 Building $140,670
2023	$1,243.00 (+1,650.7%)	$28,479 Land $3,259 Building $25,221	$149,890 Land $17,150 Building $132,740
2022	$71.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Abby Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Abby Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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