23 6th St, Cheney, WA 99004 Property Records

Spokane County property record for 23 6th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1940
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on File
Last Sale	$156,180 (Jan 2010)
Tax Bill	$3,707 (2026)
Deeds & Mortgages	Oct 2024 Second Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13132.4503`

Property Details

APN / Parcel Number

Primary APN	`13132.4503`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,298 sqft
Basement Area	1,298 sqft
Finished Basement	350 sqft
Unfinished Basement	948 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	56 sqft
Patio Area	216 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 6TH ST
City	CHENEY
State	WA
Zip	99004-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY TOWN OF LTS 4&5 BLK 45 TOGW 6FT VAC I ST LYG NELY & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Phase	1
Legal Block	45
Legal Lot Number	4,5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1013
Census Tract	14001

Owner

23 6th St is owned and occupied by an individual who bought it in January 2010.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	23 6TH ST, CHENEY, WA 99004-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2010 · Amount on File
Deed Sale	Jan 29, 2010 · Amount on File
Deed Document Number	20105871820
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23 6TH ST, CHENEY, WA 99004-1422
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007380444
Date	Oct 25, 2024
Instrument	7380444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2044

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23 6TH ST, CHENEY, WA 99004-1422
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007267485
Date	Feb 10, 2023
Instrument	7267485

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 3, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23 6TH ST, CHENEY, WA 99004-1422
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007020332
Date	Jan 12, 2021
Instrument	7020332

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 23 6th St was $3,707, up 10.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,707.00 (+10.89%)	$344,200 Land $85,000 Building $259,200	$344,200 Land $85,000 Building $259,200
2025	$3,343.00
2024		$321,400 (+40.66%) Land $75,000 Building $246,400	$321,400 (+40.66%) Land $75,000 Building $246,400
2023	$2,694.00 (+6.31%)	$228,500 Land $40,000 Building $188,500	$228,500 Land $40,000 Building $188,500
2022	$2,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 6th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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